Directions

1. HEAT oven to 350°F. Combine oats, brown sugar, flour, baking powder and baking soda in large bowl. Cut in butter with pastry blender or 2 knives until mixture resembles fine crumbs. Stir in peanuts.
2. REMOVE 1 1/2 cups crumb mixture; place in small bowl for topping. Stir egg into remaining crumb mixture in large bowl. Press onto bottom of ungreased 13 x 9-inch baking pan. Bake 15 minutes.
3. STIR together sweetened condensed milk and peanut butter in medium bowl until well blended. Pour evenly over partially baked crust.
4. STIR chocolate chips into reserved crumb mixture. Sprinkle evenly over peanut butter layer. Bake an additional 15 to 20 minutes or until just beginning to set in center. Cool completely in pan on wire rack. Cut into bars.